Wondering what to do

Last weekend I found out that I can't do what I was hoping to do with Kate when I went back to work. Now I don't know what to do. The thought of daycare makes me cry, plus stresses me out. It would be pointless for me to put her in daycare it would cost me my whole check. I can't quit my job, first because my job is where I get mine and Kate's health insurance; second my check pays our car payment and our groceries. I keep hoping for a miracle, but so far nothing.